Business Loan

customer (activity)

Entrepreneur, Registered as Private or Legal Entrepreneur
(At least 6-month registration and activity)
(Including high value agriculture)



Purchase of working and fixed capitals and/or capital reconstruction and/or other repayment






minimum 12- maximum 48 month


Interest rate


Attention this loan nominal interest rate can be modified by the company. *


Disbursemnet fee
(calculated before the loan disbursement, due to the scale from the loan term)*

min 3.5%, max 5.5% not more than 250 000 AMD  

interest payments



Capital Amount Repayments

1.Monthly annuity payments

2.Individual Repayment Schedule Depending on the customer's specifications


Grace period

up to 6 months 


minimal amount

500 000 AMD 


maximal amount

7 000 000 AMD 


Security of Loan Recovery 6*

1. 3 guarantors  (Moreover, 1 guarantee is family member, father, mother, wife, child). One of guarantors must be the same family member.In case of necessity, it may be required as a variety of additional security, movable property, plus guarantees. In case 2.000.001 - 7.000.000 AMD  pledge or 2 guarantors (And in all cases one  guarantor will be a  member of family of entrepreneur).

Penalty and fine of overdue amount 0.13% of overdue amont for every calendar day  
Penalty and fine of overdue interest

 0.13% of overdue interest for every calendar day

Loan provision method non-cash  




In case of any inconsistencies between the published Armenian and English information, the Armenian version prevails. Updated: 19.08.2019 17:56